Prime Gap

Gap is a unique coverage program that protects you from financial disaster in case your vehicle is stolen, or totaled. Here’s why: as your vehicle gets older, the actual cash value (ACV) declines, while your lease or loan balance may remain higher than what the insurance company will pay you. You are then liable for the difference between what the insurance company pays you and what you owe.

Many people do not realize that they are responsible for that balance owed on the vehicle. GAP covers the difference between your loan or lease balance and your insurance settlement. In other words, if your insurance does not cover the cost of the totaled or stolen vehicle YOU HAVE TO PAY THE DIFFERENCE.



You are covered 100% in case your vehicle is stolen or totaled. Even your deductible is covered! GAP is real peace of mind. (Please see contract for the specific terms and conditions of coverage.)


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Wherever you are, you’ll like the secure feeling of knowing that you have Prime GAP Protection.

The following PRIME Gap options are available:

  • Prime 150 GAP/(up to 150% eligibility of MSRP)
  • Prime 125 GAP/(up to 125% eligibility of MSRP)
  • Prime GAP Plus/(up to 150% eligibility of MSRP and $1000 towards replacement vehicle)